Wasatch Mortgage Solutions is a Logan Utah mortgage company and your Northern Utah home loan specialist. We focus on Cache Valley home loans, Logan Utah home loans, Cache Valley mortgages, and Logan Utah mortgages, but we love to help all customers in Utah and Idaho. We are a Logan Utah mortgage company that offers Northern Utah mortgage rates and Southern Idaho mortgage rates that can’t be beat. Northern Utah home loan specialist. Northern Utah home loan specialist. Northern Utah home loan specialist. Northern Utah home loan specialist. Northern Utah mortgage company. Northern Utah mortgage company. Northern Utah mortgage company. Northern Utah mortgage company. Northern Utah mortgage company. Northern Utah mortgage company. Logan Utah mortgage company. Logan Utah mortgage company. Logan Utah mortgage company. Logan Utah mortgage company. Logan Utah Mortgage company. Logan Utah mortgage company. Logan Utah home loan specialist. Logan Utah home loan specialist. Logan Utah home loan specialist. Logan Utah home loan specialist. Your Cache Valley Home loan. Your Cache Valley Home loan. Your Cache Valley Home loan. Your Cache Valley mortgage company. Your Cache Valley mortgage company. Your Cache Valley mortgage company. Your Cache Valley mortgage company. Southern Idaho mortgage company. Southern Idaho mortgage company Southern Idaho mortgage company. Southern Idaho mortgage company. Southern Idaho home loan specialist. Southern Idaho home loan specialist. Southern Idaho home loan specialist. Southern Idaho home loan specialistCache Valley home loans, Logan Utah home loans, Cache Valley mortgages, and Logan Utah mortgages. Wasatch Mortgage Solutions is a Logan Utah mortgage company that offers Northern Utah mortgage rates and Southern Idaho mortgage rates that can’t be beat.
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Wasatch Mortgage Solutions - Home Loan Programs - USDA Home Loans
USDA Home Loans
USDA home loans are extremely popular because they are a no down payment mortgage program. USDA mortgages are sometimes called Rural Housing home loans because the property must be in a "rural area" to qualify, but the definition of rural is pretty liberal. There are only a few places in Northern Utah and Southern Idaho that don't qualify for a USDA home loan.
USDA mortgages require mortgage insurance, both upfront and monthly.
There is a great refinance program available for individuals who currently have a USDA home loan. The USDA streamline refinance doesn't require a new appraisal or credit report, which eliminates a lot of hassle, saves money, and speeds up the refinance process.
USDA Home Loan Options
0% down payment, 30 year fixed rate mortgage, 3.812% annual percentage rate (as of 1/9/2020)
Note: The annual percentage rate is different from the interest rate. An annual percentage rate includes the interest rate and other costs, such as mortgage insurance. For interest rate info, please give us a call.