First Time Home Buyers

Buying a home for the first time is an important and exciting step which requires some research, knowledge, and dedication. Below are a few links and some basic buying information that we hope will be helpful as you search for the perfect home.

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From understanding the steps of the loan process to seeing what types of loans you qualify for, first time buyers have a lot of decisions to make. This link takes you to first time home buyers .net which can give you basic information about all the things buyers should know including: interest rates, the steps to buying a home, where to find a realtor, getting pre-approved, state programs, and understanding the difference between renting and owning a home.

There are many different home loan programs available for you. One type of home loan that is very popular with first time home buyers is the USDA Rural Housing loan program. This program allows up to 100% financing, which means you can purchase a home with no down payment! This program can only be used in areas that are considered rural, but the USDA’s definition of rural is pretty generous. Learn more about USDA home loans.

Many communities within Utah and Idaho offer down payment assistance for first time home buyers. This assistance is typically given in the form of a grant or small second mortgage that you can use towards the purchase of your new home. At Wasatch Mortgage Solutions we are dedicated to helping you find the down payment assistance you deserve. See what down payment assistance is available in the area where you’re looking to buy.

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Logan, UT 84321

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